The worst are children - tell them not to do something and that is exactly what they will do.
I had a friend over who was one of those 'my kid can do no harm' types and they walked into the room where I keep my main system. I instantly told him to keep the children out of the room and he said they wouldn't do any harm and if they did he would pay for it.
I told my other friend who was there that he was a witness that friend 1 had accepted all liability for the kids. Friend 1 asked how they could break things - I told him that the delicate phono cartridge they were heading for would leave him out of pocket around $5K....and he immediately grabbed the children and took them outside.
I have never understood how parents equate saying that the kid who destroyed something was young and not responsible also means that they don't have to pay for their child's damage.