I am there. Happy with the gear I have, in the context of my listening habits, living space and room limitations (that are many).
Not a single gear expense in the last 6 months, just musical joy, which was all what was intended to start with
How much is about the recording
For myself, I'm comfortable in knowing I have arrived. At my own personal audio joy through years of empirical data and some engineering knowledge and application. I just wonder how many like minded individuals find as much joy in finding the best recordings vs the perceived next best gear. Peace.