Sounds like your speakers don't go very low and probably mate very well with your subs.
I like to touch the signal as little as possible and my prejudice is that an electronic crossover might do more harm than good.
The recommendation to use an exectronic crossover in this application comes most often from a dealer selling said crossover, or someone repeating what they have heard from this dealer. btw, the dealer is often mischaracterized as an expert.
Excuse my skepticism. YMMV.
Jerry