Getting Personal Property Insurance for your rig.


I just had an Allstate agent tell me that he's sorry, but they're unable to insure my "$120k stereo".

Do any of you have personal property insurance protecting your system against fire/theft/etc?

If so, how did you go about getting it and who did you go with?

Has anybody had to file a claim?
fliz

Showing 2 responses by lowrider57

My hi-fi is covered as personal property under my policy.
That's how it works. Increase the value of your personal property to reflect your HIFI's value and take photos, keep receipts, and serial numbers.
@jafant , if you have rare, "collectable" LPs, then it would make sense to find an independent agent to insure these items.
But, as far as equipment goes, it's only treated as hardware.