I took a quick look and unless the law was changed, you have the option to remove personal property coverage and not the insurer if you live in Florida. And if you rent or live in a condo, it cannot be taken off the policy.
There were a lot of shady things done in the past couple of years in Florida with more than 30 insurance companies leaving the state and the ones who remained put their wagons in a circle so things have changed. Floridians are outraged about it but they're basically a captive audience, as we all our, to the devices of the insurers.
Heed the advice from others here, be diligent, and you'll be okay.
All the best,
Nonoise