If you have full replacement coverage your insurance should reimburse you to purchase replacing your system for a covered claim. Suggest keeping records of exactly what you have. Having a video of your equipment can be helpful too. If your insurance agent isn’t helpful suggest contacting another agent.
Equipment insurance coverage
Hello all, I have recently found out my Audio system IS not covered under my homeowners policy, Even though I have replacement cost coverage and am way over insured for personal contents. Im at a loss to find coverage for my system!!. Has anyone had any luck with insuring your gear? Don't know what to do.
Thank you
Michael.