Relax. There hasn’t been a break in a US bank in decades. Buy what you want and when you get into trouble simply redefine deposits as unsecured loans, take all their money, and restructure.*
*As whacky as it sounds this really is official banking policy across the world today.
https://www.fdic.gov/about/srac/2012/gsifi.pdf
Page 2, #11:
*As whacky as it sounds this really is official banking policy across the world today.
https://www.fdic.gov/about/srac/2012/gsifi.pdf
Page 2, #11:
"A resolution strategy for a failed or failing G-SIFI should assign losses to shareholders and unsecured creditors,"