Ripping and/or buying files was the first couple decades of this century… by and large is over.
+1 @ghdprentice
I see no point in ripping / storing content that is available via streaming (I use Roon with Qobuz). However, I do rip CDs to my NAS when that content is not available online. I have a bunch of obscure titles and CDs I picked up traveling around the world, and it doesn't look like any of that material is available via most streaming services.