Marchand Electronics makes a variety of high pass filters and crossovers designed to limit the low frequencies going to the mains. While my mains are very capable down to 40hz, my room acoustics favor the low frequencies near the floor rather than 30 inches above, where overall things sound best. It's not a matter of philosophy, it's listening and creating the right system for your room and tastes.
As for using a sub for below 40hz, you'll find very little musical information there. Few instruments produce frequencies that low. Its great to have it available but its not something you're going to hear often.
But by using a sub for below 80 or so, you have a speaker specifically designed for those low frequencies rather than a woofer that is expected to produce those as well as much higher frequencies.