However if it were my money, I'd go separates as others have suggested. An Aurender N200 and a Denafrips Terminator Plus 12th DAC can be had for similar cost as the A20 and X1....and that would be world class. I'd also throw the Weiss and T+A DAC 200 as options if one were so inclined.
This is an excellent recommendation IMHO, unless you’re a Roon user I guess.