Am I wasting money on the theory of Bi-amping?


As a long time audiophile I'm finally able to bi-amp my setup. I'm using two identical amps in a vertical bi-amp configuration. 
 

Now me not fully understanding all of the ins/outs of internal speaker crossovers and what not. I've read quite a few people tell me that bi-amping like I'm doing whether it's vertical or horizontal bi-amping is a waste since there's really not a improvement because of how speaker manufacturers design the internal crossovers. 
 

Can anyone explain to a third grader how it's beneficial or if the naysayers are correct in the statement?

ibisghost

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If one were to bi-amp with a tube amp for the tweeters and mids, and a SS amp for the woofers, how does one volume match the signals since these are different amps with different gain?  Even if the same wattage the two amps might not be matched?  Thanks.