Anyone that has been into performing music...going to live concerts or just listening to their rig at "Decent" volume levels for their entire life ( including the reviewers)....has some form of tinnitus. That has nothing to do with enjoying this hobby of ours. ....by listening to music, it actually masks some of that ringing.
IME it certainly does to a significant degree. I suffered from tinnitus for a while when I was vitamin D deficient years ago. But chronic tinnitus at an advanced age is a good indicator that the sufferer has significant overall hearing loss, likely from all those loud concerts you mentioned. Those with chronic tinnitus caused by loudness exposure are firmly on the road to eventual dependence on hearing aids.
This pervasive notion that audiophiles who’ve suffered hearing damage due to exposure can judge component performance as well as anyone is simply flawed logic and completely false.