Since you're posting in audiogon.com, I'm assuming that musical reproduction is your top priority and not movie soundtracks. If that is the case, then I highly recommend a good pair of used Aerial Acoustic 10T's. Forget about surround sound for now. Focus on getting the best 2 channel system you can afford perhaps with a pre/pro instead of a 2 channel pre-amp. With proper equipment and speaker placement, you'll be amazed at the openness and 3-D soundstage. You can pick up the used 10T's here on audiogon.com for around $3000 to $4500 depending on year, finish, and condition. You'll probably save money because you will not need the extra speakers, cabling, and amplification for the surround. Your movies will sound better because of the sonic qualities of the 10T's. Once you have that 2 channel to your liking, then if you still desire surrounds(I doubt that you will) you can add in Aerial's center, surrounds, and even their sub at a later time. With the 10T's full range capabilities, you can even forgo the subwoofer for now if it's not in your budget. You will hardly know it's not there.
The one caveate is that the 10T's perform best with a powerful amp. One of the best little secrets in amplifiers is the Odyssey Stratos sold only thru the web. They sell for $995 each and a pair of monoblocks sell for $2100 fully loaded. Check out their website, the reviews found there, and then check out consumer feedback on audioreview.com. You should see something like a 5.0 rating (5 being the best) from about 90 consumers. For that price, they are fast, powerful, etc.. I know several people that have them and love 'em. And for that price, you could eventually buy two or three more for your future surround speakers if you still choose to go down that path.
my two cents (you get what you pay for)
The one caveate is that the 10T's perform best with a powerful amp. One of the best little secrets in amplifiers is the Odyssey Stratos sold only thru the web. They sell for $995 each and a pair of monoblocks sell for $2100 fully loaded. Check out their website, the reviews found there, and then check out consumer feedback on audioreview.com. You should see something like a 5.0 rating (5 being the best) from about 90 consumers. For that price, they are fast, powerful, etc.. I know several people that have them and love 'em. And for that price, you could eventually buy two or three more for your future surround speakers if you still choose to go down that path.
my two cents (you get what you pay for)