Part of the needs come from the preamp gain also. You are looking for the total gain number that comes out of the preamp outputs. I see from your statements that your phono stage is 65db gain, which means your preamp must have a low gain figure. They Karat wants a total of about 86db total gain(phono stage + preamp). So you will want another 20db. A transformer would be about right for this application.
The normal rules are to get one that is the correct amount of gain increase that you need, run it into the 47k load on the phono stage inputs, and load the cartridge at the transformer inputs, at about 1/2 the value of the recommended setting for direct input.
As with any transformer, there are good and great ones. Cost is a factor because great transformers are not real cheap. For new ones, you can expect to pay around $1k, and maybe around $400 used. The best are supposed to be the SU-1 and Audio Note Kondo which are both over $5k. Reasonably priced ones would be a used M.A. Cotter Mk2 or an EAR MC-3, or a Bent Audio unit with TX-103 transformers.
The normal rules are to get one that is the correct amount of gain increase that you need, run it into the 47k load on the phono stage inputs, and load the cartridge at the transformer inputs, at about 1/2 the value of the recommended setting for direct input.
As with any transformer, there are good and great ones. Cost is a factor because great transformers are not real cheap. For new ones, you can expect to pay around $1k, and maybe around $400 used. The best are supposed to be the SU-1 and Audio Note Kondo which are both over $5k. Reasonably priced ones would be a used M.A. Cotter Mk2 or an EAR MC-3, or a Bent Audio unit with TX-103 transformers.