Definitely an approximate 50 - 50 split. Both are critical. That gets you in the big league with the DAC.
If it were me I would get a used Audio Research DAC9 (there are lots of other great DACs, but the 9 is really natural musical and detailed) and a used Aurender N10 (unless you could find a used N20) if you really want a new one then an Aurrender N200.