I concur with lew and it makes no sense to me how a loading a cartridge can have different "ideal" values for different amplification types.
Wrong. That is not what @lewm said. He said -
I’ve never understood why the minimum load can be acceptably different for the same cartridge with vs without a SUT in the circuit.
Lewm was comparing active mc amplification vs SUT's.
You really do need to read posts more carefully, unless you are deliberately misinterpreting posts.
It is clear from your conclusion that you do not understand how current mode and voltage mode gain stages work, and I would suggest if you are genuinely interested then you should do some study - there are plenty of high schools that run after school programmes that are excellent.