Think ill just go with a lumin

I bought a Lumin D1 here on AG from someone upgrading to a T2, and he confirmed the upgrade was indeed worth it, as others have said. I plan on going that route shortly as the Lumin has been reliable and enjoyable to listen to. 

I work for software company and know a bit about UI/UX and the Lumin software is very dated and not very logical. But it's serviceable and the hardware is so good, I believe users just put up with it. 

i love my T-2. Qobuz is my music store. i have very weak skills with the computer and apps, and it's frustrating for me at times. when the music starts playing it's all worth it. i have a black T-2 and the finish is Beautiful. sofaman summed it up accurately for me.

Had Lumin T2 but used the USB output to a Yggdrasil DAC. Sounded better to me in the sense of R2R DAC in Yggy vs Delta Sigma DAC in T2. So I replaced T2 with Lumin U1 mini (with Sbooster PS) to Yggy. If you want flexibility U1 (or U1 mini) to DAC of your choice.

Sadly the U1 Mini is no more, same old story, can't get the parts. To clarify, the D2 has both a digital and analog output that can be selected in the app, specs below per the distributor:

DEDICATED DIGITAL OUTPUT STAGE TO AN EXTERNAL DAC:
BNC SPDIF: PCM 44.1kHz–192kHz, 16–24-bit,
DSD (DoP, DSD over PCM) 2.8MHz, 1-bit / DSD64

Hope this helps!

All things being equal (budget limits, tech' advancements, desired SQ level), I'd never employ a combo DAC/streamer - never.  I faced the same decisions as you; and after decades in HiFi and equipment swapping, I, too, pretty much started over once I added digital into the system equation.  I am so glad I went with a separate DAC and streamer.  My DAC is here to stay for a while...a long while; but the streamer will likely change due to rapid tech advances in price, SQ, and software/OS/APP stability and options.  It is easy these days to buy a super high end DAC for a relatively modest price - in fact so good that many would see no need to move up.  With streamers, it's a little different.