Dbld, This is a very good question. The short answer is yes. If you are to consider the improvements made on solid state electronics from isolation cones, bearings and shelf material then certainly the vibration filled environment of a speaker is worse. Many people have claimed very large improvements with an outboard crossover, but I have not yet tried this.
I have been considering building an outboard wood box for my crossover that would have binding posts for the speaker cable, and then using another set of binding posts for each of the three drives. (tweeter, mid-ranges and woofers) The speaker would then have yet another set of posts for each driver. The reason for this clumsy setup would be for experimenting with different wire types, gauges and configurations to optimize the sonics. I could for instance use solid gold for the tweeter (I have found gold is perfect) and some combination of wire types and gauges for the mid-range and then maybe silver for the woofer. I figure if speaker cables make such a difference, than I should discover the best wire for each driver.
The point would be to tune the speakers with short affordable wire. If I discovered an affordable combination I could the re-wire those drives based on the results of this experiment.
I expect to try this out over the winter, so if anyone has thoughts...
jd