I am a premier paypal member and I have made several purchases of upwards of 3,000.00 with no fees using instant bank transfer. My sellers have never made any comments to me that fees were charged to them when I used instant bank transfer. I must admit I have never recieved a payment using instant bank trasfer, althought I have recieved echecks with no problems.
However, I just made a larger purchase and the no fee instant transfer option wasn't allowed. I only had the echeck option or the credit card option with a fee. This purchase was from another premier member, and since I didn't have the patience to wait 4 days I paid the fee.
The note on the payment options stated: All decisions for payment options are reviewed and only the options that paypal deems "safe" to both the buyer and seller will be allowed. (Apearantly my credit card is safer than my bank account)It also stated that there is no option to appeal their decision.
However, I just made a larger purchase and the no fee instant transfer option wasn't allowed. I only had the echeck option or the credit card option with a fee. This purchase was from another premier member, and since I didn't have the patience to wait 4 days I paid the fee.
The note on the payment options stated: All decisions for payment options are reviewed and only the options that paypal deems "safe" to both the buyer and seller will be allowed. (Apearantly my credit card is safer than my bank account)It also stated that there is no option to appeal their decision.