There is actually a reliability difference in fuse TYPES. ATO fuses are more reliable than 3AB or 3AG. Yes, in my days doing failure analysis, I found termination issues in 3AG fuses. There is a tiny tiny inductance with some cartridge fuses. Sonically? I think that was covered. 🤣
Some "Madison Ave. Engineers" suggest breakers sound better. Hmmm, resistive bimetallic, small point contacts, inductor and magnet? Not sure I would bet on that.
Jan Didden has a lot to say on fuses and protection circuits. Cordell and Self a little. Like everything, you have to pick tradeoffs. There is no perfect answer. Fuses may protect your speaker, but I can verify first hand, they so not protect MOSFET outputs! They do not protect for instability. They do not protect against over-heating. They do not protect for DC leakage or bias inaccuracies. My take away is you should use a fuse or breaker in your mains line where it has zero sonic effect and go to more advanced parameter monitoring for everything else.