2. misc-audio
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What credit cards do you use?

A while back I was looking through the forums with someone mentioning that they just purchased some speakers new from the dealer. The cost was (for me, anyway) extraordinarily high, much more than I've spent in car purchases for my entire life. But then I started thinking, what kind of credit card did that person have to make that purchase? (Or was it a check, or cash?)

Do any of you use premium credit cards (AmEx Platinum, Chase Sapphire, etc) to get extended warranties, refunds if you don't like it, air miles, etc for audio purchases?

Michael
sufentanil

Showing 4 responses by sufentanil

sufentanil's avatar
sufentanil OP
782 posts
 
Albert,

I'm curious what you find so attractive about the AmEx. Does it help for purchasing audio gear? Does it help for other stuff?

I'm considering applying for the AmEx platinum but frankly find the annual fee to be a little on the high side, so I'd want to make sure that it actually offers me something.

Michael
sufentanil's avatar
sufentanil OP
782 posts
 
Albert and Joe, thanks for the information on the AmEx. It sounds as if AmEx certainly does offer purchase protection and other perks that might justify its higher up-front cost.

Have any of you compared AmEx to the more premium Visa or Mastercards, though, like the Chase Sapphire or Visa Black? I take it that your comparisons of AmEx are to more plain-jain Visa's, rather than the premium cards?

Michael
sufentanil's avatar
sufentanil OP
782 posts
 
From the responses I've received so far, it seems that overall American Express is the way to go if you anticipate some major purchases. Different people have advocated for different AmEx cards, from the Blue with no monthly fee to the Gold. Does anyone have the Platinum who could comment on whether the annual fee is worth it?

Thanks,

Michael
sufentanil's avatar
sufentanil OP
782 posts
 
As an update, largely on the basis of the recommendations of people in this thread, I got an American Express Platinum card nearly a month ago now. I'm currently in Singapore attending a conference, and I've already enjoyed the benefits of this card (access to airport lounges and no foreign currency conversion fees).

Thanks to all who recommended the AmEx Platinum.

Michael
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