2. misc-audio
  3. 1298691303

What credit cards do you use?

A while back I was looking through the forums with someone mentioning that they just purchased some speakers new from the dealer. The cost was (for me, anyway) extraordinarily high, much more than I've spent in car purchases for my entire life. But then I started thinking, what kind of credit card did that person have to make that purchase? (Or was it a check, or cash?)

Do any of you use premium credit cards (AmEx Platinum, Chase Sapphire, etc) to get extended warranties, refunds if you don't like it, air miles, etc for audio purchases?

Michael
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Showing 1 response by steveaudio

steveaudio
331 posts
 
I've had various AMEX cards for at least 20 years. First a Gold, until I got tired of the $100 yearly fee. Then a (free) Blue card. I got points on both that I cashed in on Home Depot gift cards; I must have gotten at least $1200 over the years in both Home Depot, & Crate & Barrel, gift cards. Obviously, this is much better with a (free) Blue card.

There's also an AMEX card that pays 2% cash back, if you have a specific brokerage or IRA account.

Recently I've had a Visa card with 2% cash back. Like getting a 2% discount on everything you buy. There's also an Amazon Visa that gives triple points on everything you buy on Amazon, great for Amazon junkies.

From a few of the comments here tho, I think I might go back to using Amex for some expensive purchases.....
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