@bob540 +1 ... but if you’re living healthy, eating protein and veggies, doing a little weight-bearing exercise along w some walking, you could have another 20+ years, BUT, that said, I agree it’s good to prepare.
At age 60, I have been going through the same thing, preparing my trust documents... should have done it years ago. What really threw a wrench in and slowed me down was trying to figure out how to best distribute my physical possessions; the money assets aspect was much easier to figure. What to do exactly w my nice stereo gear? Who would most "deserve" and appreciate inheriting it?
I really had a hard time with that, and it caused me a lot of anxiety... but then it gradually dawned on me: nobody I know cares about it, really. My spouse would like some of it, but would rarely use it w/o me there. Sure, they know it’s "nice," but they wouldn’t necessarily care to have it, wouldn’t want to bother w it, most likely ... they stream bluetooth to their soundbars, if that, or listen on their stupid phones.
So, that realization made it easier: directed my trust to have my durable power of finances decide what she wants, if anything, and then three others in order get to choose... and after that, it will all just be lumped together with all my other physical possessions to be sold off, the money then going to the trust through which the money will be distributed exactly like I directed for the other financial assets. (charitable remainder trust annuities for my sisters for income, no lump sums; once my sisters are gone, then the Nature Conservancy keeps the cash to buy critical habitat and preserve it -- sorry nieces and nephews, you’re on your own, so reap what you yourselves actually sow, lol)
It was actually kind of eye-opening, and a relief: nobody besides myself actually cares about my gear, really. They like it when they hear it, but they wouldn’t necessarily want it. Too much hassle for ’em, not worth the trouble. Yes, I’ve mentored a couple people along the way towards simple, quality smaller systems; I’ll settle for that torch-passing. So, "what to do w my gear once I’m gone" became easy on my mind, instead of troubling.
Over and out; time to do some reading w classical radio station playing softly through my Heresy IVs ...