I'm not on a fixed income (yet) but I'm frugal, and stream Hi-Res music most of the time. The important detail is that most of the services offer different levels of quality and with actual Hi-Res audio (CD quality or better roughly) you have no need to spend money buying music or managing files. Get a decent player in your budget and enjoy. I only subscribe to Amazon Music Unlimited as it's a bargain and simple with our Prime membership. I was also being frugal and streaming from my iPad as I already had it, but then bought a Bluesound Node for its software and feed it into a DAC. Simple and fairly inexpensive and perfect sound. The Node and other players can also pull music from a computer or NAS for that music you may have ripped from your CD collection.
The difference between Qoboz stream vs purchased songs
I am a admittedly noob, so please forgive my ignorance. Recently, have had the pleasure of getting a Innuos pulse mini, what a game changer! I knew that with the mini you cant buy music, only stream. Using Qoboz, is there’s a difference in sq between the two? I live on a fixed income so I have to be frugal and am trying to figure out where it’s best spent. Thanks so much for any info on this subject.