Separate Insurance Policy - LP's, Memorabilia, Etc


Afternoon All,

I was recently informed by my homeowners insurance company that not a single LP, poster, etc. I own is covered under personal property replacement.

They suggested Lloyd's Of London, which is a little ridiculous, since I'm not a store or franchise.

Can anyone out there make a recommendation for a place that's reasonable? I don't have a gigantic collection, but I certainly have enough where I need this stuff covered in case something happens.

Any help is greatly appreciated!
theunderlyingtheme

Showing 1 response by mrmitch

State Farm covers my collection as long as you have documentation of worth. A rider attached to the policy covers my collection. I made a database using Excel, some go as far as to take a pic of front and back of album covers.