I was impressed with UPS until I saw one of them carrying my 120 lbs amp across the yard on the verge of dropping it the entire way.
Get the insurance no matter who you use. UPS has a good reputation of righting the wrong from what I read.
The next delivery was 2 170 lb speakers, 2 rel subs (friends), amp, and a streamer.
For this my friend I just took a trailer from KC to Chicago and took the delivery ourselves. We almost dropped a speaker.🤣