Personal accounts can't accept credit cards ('cause these accounts are free). Business accounts almost always accept credit cards (since that's the main point of having a business account), but they have the option of disallowing credit cards.
Paypal requiring cash or Paypal credit card?
I have just tried to complete an Ebay transaction with Paypal and it will not permit the use of a credit card..when seeking to transfer money it says "This payment can only be funded with Instant Transfer or eCheck"...a credit card is not an option...has Paypal changed it's policies to force use of cash transfer or it's own accounts?