Bank routing and account numbers are printed on the bottom of every check. I just had someone call my bank and "pretext" to gain access to my checking account. They added a name to the account, changed the address and walked away with big bucks. Now, I'm stuck proving that I did not authorize the changes.
As far as PayPal goes, their fees are getting ridiculous. Add in Ebay fees and they can "charge" you up to 13% of the final selling price. The few times someone screwed me PayPal never stepped up to the plate and help me one bit. All though, one time Ebay stepped up and re-reimbursed me $350 after I got ripped off for over $700. Then notarized affidavits had to be filed with the FBI and it was a big PITA. They finally caught the guy and I was receiving $12 every three months in restitution, but thats stopped since the economy went south.
As far as PayPal goes, their fees are getting ridiculous. Add in Ebay fees and they can "charge" you up to 13% of the final selling price. The few times someone screwed me PayPal never stepped up to the plate and help me one bit. All though, one time Ebay stepped up and re-reimbursed me $350 after I got ripped off for over $700. Then notarized affidavits had to be filed with the FBI and it was a big PITA. They finally caught the guy and I was receiving $12 every three months in restitution, but thats stopped since the economy went south.