Paying with a cashiers check? Need advice!


So I have a deal set up for a new to me pre here on Audiogon. The issue is the seller only wants to excepts a certified bank check. I have never paid this way before and I am a bit nervous. He says all the right things almost to much honestly. He does on the other hand have fifty some positive reviews and I talked to him on the phone as well. Which is when I got a bit more suspicious after he offered me a deal on a disk player at below half market value. He seems genuinely nice but I’m sure the best scammers do. Is there any way to get extra insurance that everything is legit? And would you guys be ok with it being he has 50 positive reviews over nearly 20 year span?  Looking forward to people thought. And thanks. 
brylandgoodman

Showing 1 response by axpert

Just a bit of advice. Frankly, I only accept either a personal check that I ship when the check clears or, - - - a certified bank draft or money order, in which case I ship upon receipt.  Why, - -  I have been screwed over by Pay Pal more than once and I  refuse to use them any longer.

Now from your prospective, the easiest way to protect yourself is to request, or demand all of the personal contact and employment information possible from the seller. This way you will be able to do a "credit check" of sorts on the person to determine if he is what he says and reliable. Secondly, what kind of a seller record does he have with AUDIOGON. If it's truly 100% for a few years, you should not have a problem, but check him anyhow. If he is a first time seller on AUDIOGON, I would be very cautious and due your diligence when checking him out. 

If he balks at all of this then tell him to take a hike and move on.