anotherbob,
I think you scrutinized millercarbon’s post a little too much. As pompous as it may read, it is only his view and, to some extent, I have to admit it to be my view, too. In reality, instead of going into debt, one could choose less costly item to purchase. Yes, some purchases may be impossible without financing them and for many people the car is such an item. Still, millercarbon’s experience is not wrong. He may simply be luckier than most to be able to afford it.
If you had ever sold cars to millercarbon and me, you might need two hands to count those people who bought them without financing. In fact, out of four people that I encounter almost daily three buy cars in cash. Fourth one leases. Your sales experience may also depend on the brand of cars you were involved with.
Answering OP’s question, I have never saved for an audio component. On the other hand, I rarely purchase things.
I think you scrutinized millercarbon’s post a little too much. As pompous as it may read, it is only his view and, to some extent, I have to admit it to be my view, too. In reality, instead of going into debt, one could choose less costly item to purchase. Yes, some purchases may be impossible without financing them and for many people the car is such an item. Still, millercarbon’s experience is not wrong. He may simply be luckier than most to be able to afford it.
If you had ever sold cars to millercarbon and me, you might need two hands to count those people who bought them without financing. In fact, out of four people that I encounter almost daily three buy cars in cash. Fourth one leases. Your sales experience may also depend on the brand of cars you were involved with.
Answering OP’s question, I have never saved for an audio component. On the other hand, I rarely purchase things.