It is not clear to me why you are confused. Actually, I don't believe you are confused, rather it seems you have figured this out correctly. Since the majority of your mono records are Microgroove the best stylus option for you is 0.7 mil.
Mono Cartridge Stylus
So a while back there was a thread about mono cartridges like the Miyajima. There was some confusion about stylus size and what should be used for mono re-pressings versus the original mono pressings.
So Miyajima claims that their 0.7 stylus is optimal for modern mono re-pressings and that their 1.0 stylus is for those earlier mono pressings that began in 1950. Columbia introduced the Microgroove pressing in 1948. The Microgroove pressing offers 300-400 grooves per inch and AI claims that the correct stylus for these pressings is 0.7. I will say that I don't believe Miyajima to be entirely wrong, as there were labels that still used wider grooves however, I believe nearly all of the major labels eventually adopted the Microgroove band width thus making it the norm by the early to mid 1950's.