Listening to equipment at home before you buy

As a new "audiophile," I have been enjoying reading the many different on-line articles trying to get a an understanding of the relationship between price, sound quality, system synergy, etc and I have found it challenging.  I I am not an electrical engineer but I am a scientist and understand the technical vocabulary that describes the specs of a piece of equipment. I read the reviews of how a particular sound track sounds but ultimately, these "experts" are expressing their personal preferences.

I have visited the two "brick and mortar" stores within 30 miles of my home and recognise I do need to hear what I purchase.

My question the the group is how does a new "audiophile" find their best system at their price point?  There is little chance in today's new or used market to hear equipment.   For that matter what is my price point?  I have the finances to spend 10K on a system but if I cannot hear the difference between 10K and 3K I should stop at the 3K number. 

Good thing I am retired and have the time.

Browndt-Pass Labs is at the top of my short list of amps to listen to but does Reno HiFi dmo in NY?

Richopp-I wish you were still in business

viridian-I have read about different classes of amps and heard different opinions about which class is better but I as someone who has never heard a Class D, I needed to hear the amp for myself.  Some ears prefer Class D?

So Audiogon members, I am in the market to purchase a new or used solid state amp that I would like to listen to in my home, new or used does not matter, but I as a newbie I think used make more sense. Can you recommend a B&M shop that will be be able to help me improve my audio experience?

I live 50 miles north of New York City. 

PS- Audiogon members,thank you for you guidance

jhills
I have no problem with used gear and have been watching items on Audiogon, US Audio Mart, Music Room etc. I will take your suggestion and see if the used seller is willing to allow an audition. Thanks for the reply!