Add up your damage and make a judgment call about whether to file a claim - claims for lightning strikes can dramatically raise your premiums and it is often cheaper to pay out-of-pocket than to file a claim.
Lightning Strike
The tree in the backyard was hit by lightning and smoked most my electronics.
The components that still power up is my concern. The pre-amp has noticeable distortion that you can hear when adjusting the volume or switching between components. What are the chances my insurance company will replace these items even though they still appear to work? I'm worried 2-3 months from now if they stop operating I'll be outta luck getting any claim on them.
The components that still power up is my concern. The pre-amp has noticeable distortion that you can hear when adjusting the volume or switching between components. What are the chances my insurance company will replace these items even though they still appear to work? I'm worried 2-3 months from now if they stop operating I'll be outta luck getting any claim on them.