You can call it naivity, its obvious to me that each of us has had somewhat differant experiances in our transactions on and off the web which tend to influence where and how we feel comfortable dealing with people. Selling locally is great for those heavy large items which are hard to ship, does that mean its problem free? You might just have made a new "friend" who feels they can drop by anytime they have a problem or question about the piece you sold them! so much for that "peace of mind". And everyone knows it's impossible to have a problem if you buy from a reputable dealer! (yeah right). Bottom line is you have to be careful anyway you buy or sell. That said I find the majority of people on Audiogon are honest, love music, and are great to deal with. my .02 TG
