If you ever need to file a claim, and you want fair value for whatever it is you will need all of the following.
1) Most important ensure that your "Contents" coverage will cover all of your belongings, including any exotic electronic gear.
2) Have some documentation as to what you purchased and from whom, and the price paid, Typically a photocopy of a receipt stored off site will do.
3) A photograph of the equiptment along with the factory carton and the owners manual will make this pretty much of an un-contested deal.
Most typical homeowners policies only cover you up to X thousands of dollars, and it is pretty much up to you to supply proof. If you are paying for replacement coverage they will replace your amplifier, but if you can not proove that you have the factory carton, then dont expect your insurer to buy you one.
Best wishes
Ed
1) Most important ensure that your "Contents" coverage will cover all of your belongings, including any exotic electronic gear.
2) Have some documentation as to what you purchased and from whom, and the price paid, Typically a photocopy of a receipt stored off site will do.
3) A photograph of the equiptment along with the factory carton and the owners manual will make this pretty much of an un-contested deal.
Most typical homeowners policies only cover you up to X thousands of dollars, and it is pretty much up to you to supply proof. If you are paying for replacement coverage they will replace your amplifier, but if you can not proove that you have the factory carton, then dont expect your insurer to buy you one.
Best wishes
Ed