Our Nationwide homeowner's policy specifically caps categories like audio equipment, televisions, cds, albums, musical instruments, etc. To have anything close to adequate replacement coverage would require separate riders for each category (says they).
Insurance - your experiences
I often look at my system and LP collection and think ’Although I have been told my equipment and vinyl are covered for fire, theft, and accident, I would hate to put it to the test,’Have you detailed equipment, CD’s, and vinyl to your insurer and have an agreed value?
Anyone have experience of claiming? What difficulty have you overcome with equipment classed as too ’old to insure’ - as is my 1984 Linn Sondek. Or even rare vinyl?Let me know your experiences.
Anyone have experience of claiming? What difficulty have you overcome with equipment classed as too ’old to insure’ - as is my 1984 Linn Sondek. Or even rare vinyl?Let me know your experiences.