For those with million dollar systems and other very valuable easily moveable chattels such as antique collections, the question arises - should I insure at all.
Almost all top-end professional robberies start off as information leaks from insurance company records by bribed staff. The amount of information insurance companies insist on (see posts above, lists of albums even) gives professional thieves everything then need for a designer heist, in many cases pre-sold.
Whilst a few such robberies aim at a particular article, often a painting, most bring two pantechnicons, overpower the owner and spend a couple of days loading at leisure.
Almost all top-end professional robberies start off as information leaks from insurance company records by bribed staff. The amount of information insurance companies insist on (see posts above, lists of albums even) gives professional thieves everything then need for a designer heist, in many cases pre-sold.
Whilst a few such robberies aim at a particular article, often a painting, most bring two pantechnicons, overpower the owner and spend a couple of days loading at leisure.