Thanks to everyone for the great responses. My insurance company told me today that an additional rider would be a good idea as an adjuster that may process any claim I make might or might not have a clue as to the replacement value of my equipment and vinyl collection. I will document with pics, lists, serial numbers and receipts and keep them in my office.
Insurance rider for your gear?
How many of you folks here have a separate rider on their homeowner's insurance policy for their gear? This question was posed to me by my understanding spouse as she perused the the credit card statements containing my most recent acquisitions.
I know that we are covered up to certain amounts under contents, but our system is now at the point where it represents at least 25% of the total covered by our policy for contents of the house.
I know that we are covered up to certain amounts under contents, but our system is now at the point where it represents at least 25% of the total covered by our policy for contents of the house.