"If money were my concern..."
The best value in hi-end audio today is doing a Linkwitz LX521 project. Nothing else comes close. They perform in the same league with the $30k+ systems and you can do an LX521 project for less than $5k and that includes amplification.
But if you’re lazy, like most readers here and just want to buy something, even at $16k or so from magiclx521, they’re still a great value. You can drop $30k on a loudspeaker and still have to drop another $10k on an amp (because you can’t spend that much on a loudspeaker and not spend that much on an amp...).