Actually there was a lot of truth to my sickness, which I think is surely shared by many here. I will stop soon, I can't imagine continuing forever. But I am not actually in any trouble. I just get caught up in things and go beyond the extreme sometimes. I actually grew up pretty poor. Anything that I needed, I stole. Along with being young and poor. You end up living in a less than ideal area with less than ideal buddies. So, I am making up for it in life now.
About the consumer debt. I have just one credit card. That has about $7000 on it. Thats it. I try not to charge anything to be honest. I have in the past gotten over my head with credit cards before. Almost everything my wife and I buy, we use a debit card now. If we don't have the money for it, we really need to justify the purchase.