How do I pay?

PayPal is not always protection.

IF there is an invoice for goods (i.e. specifically naming the speakers), then you have PayPal protection.

IF you just pay via PayPal, without an invoice, it is 'sending money to friends or family', with ZERO protection.
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Seller pays a fee to PayPal when selling goods. You can offer to pay the $4,000. plus the fee via invoice thru PayPal.

If seller still refuses, I would walk away.

Another consideration/situation I ran into regarding UPS shipping Insurance.

I bought JVC TT81 in large Plinth, shipped from Canada. I requested and paid for enough insurance.

It came destroyed, seller had listed 'Vintage', and UPS said, oh, we don't insure Vintage (even though they sold the insurance, denied the claim. Luckily, seller gave full refund (he had packed it in an ols box, not double boxed.

And, because seller bought the insurance (even though I paid him that cost), he had to make the claim, and he coulsd not start that until it got back to Canada, even though UPS USA Damage Claim had inspected it in a regional office here.

New boxes, double box, no description 'vintage'.

mitch2

It was a very bad experience. a long story, and took a few weeks. I got the full refund. It easily could have finished poorly.

I found another TT81 in 2 arm plinth, in great shape, discussed packaging with seller. Vlad from Canada packed it amazingly. Bill later bought another setup from Vlad. We highly recommend him.

Aside from everything else, what a shame to see such a rare beautiful plinth and dust cover destroyed. The 7082 tonearm and spinner TT81 survived the shipping.

While waiting, I spoke to my credit card company. they said:

1. they put the charge on hold
2. I did not have to pay the charge until resolved
3. started a countdown in their system, then they would open a case against PayPal.
4. PayPal will notify the seller: resolve it, or we will close your PayPal account.
5. informed of this, the seller hurriedly processed the refund.
6. of course anyone could just open another PayPal account, so seller has to be given credit for accepting responsibility, especially when UPS clarified the improper packaging.