Funds held in Stripe Dashboard?


Newbie question...

I have completed my very first Audiogon transaction!!!  I sold some equipment and the funds were paid to my Stripe account.  For some reason, they are being held for a week before transfer to my bank account.  Are these funds secure, and can the buyer retrieve them?  (I'm not saying he would, just asking if he can.)  Am I safe to ship the equipment before the funds actually transfer to my account? Thanks for any insight.
Craig
cjgassma

Showing 3 responses by djones51

My wife used to audit banks years ago. It's amazing how much money the make on these few day holds. I think after the first hold with stripe the fastest payout is 2 days for the US unless it's considered a high risk then it's 7 days. It also varies by country. 
If this is your first time using stripe they will hold the funds for 7 - 10 days after the first successful payout they are processed according to your payout schedule. I signed up for this as well but never used it, more geared to dealers.  
I should also add even if you wait until the funds are paid to you the buyer will still have 7 days from date of delivery to request a refund. That's one of the rules with using stripe only way around that is accept a check or something and wait for it to clear before shipping.