You also must have a replacement value rider in your policy. Years ago I was broken into and I was able to prove what each component cost me and how much it would cost to replace them now. I didn't get full value, however it was over 90%. Since high-end audio is not really covered in a basic policy, you have to get the rider and it will cost a bit more. Also keep copies of receipts and a list of all your gear and what you paid for it somewhere off site or in the cloud so you have that info in a disaster.
Fire and smoke damage
Hello guys, I had a major fire that wiped out my house. My audio gear was saved but with major smoke damage and possibly some minor water damage. The gear consist of ARC LS25 pre, ARC PH3 phono amp, ARC D200 amp and a Teac VRDS 25x cd player. The speakers were Maggie MMG's but one got stepped on and the frame is cracked. My question to you guys is how do I go about cleaning the inside of my gear to get off any smoke or possible water that might be left on the boards. I turned all the gear on its side and just a bight of water came out of the ARC PH3. I will pull out all the tubes and clean the pins and sockets but what else do I need to do.
Thanks much,Mark
Thanks much,Mark