Panel surge suppression devices will not help in a direct strike situation. Your best strategy is to minimize likelihood of direct strikes by lowering the lightning profile of your house with properly installed “lightning rods”. I use “quotation marks” because they don’t actually divert lightning, but bleed off static charges that would attract lightning. The second part is a more prominent diversionary path for lightning to strike instead of your house. These are matters that require lightning specialists, not for your run of the mill contractor.
