$5 is a serious table. 4 point Kuzma and an MC cart at the same price point will do. If you like invest more time and money into carts at this point to discover exactly what you like. Who knows what happens at this level. You could find some Goldring Elite wins out. At this level carts will give us all the difference. Upgrading after this won't get all that much more and the downstream equipment to extract it would be insane.
Do you spend more on your cartridge or tone arm?
Is there a rule of thumb on the dollar ratio between the cost of your tonearm and amount spent on your cartridge? Assume a $5000+ turntable.