I guess most homeowner's insurance policy doesn't cover the entire (expensive) system for some folks. Anyone buys insurance just for the stereo equipment? If so, who do you buy it from?
I've tried to, but my agent told me they don't have such special coverage, meaning it is always covered. I asked him if $100k equipment (not that I have one) would be covered and he said yes. It makes me feel uneasy - any insurance experts here?
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