Vinylmad, in regard to 24/96 and 16/94, there is a big difference, but only in regard to HD downloads. 44.1 KHZ is the standard sampling rate for CD's, 96 KHZ is what you want from a HD download. That would read 24/96 for a high resolution down load, and it's better than a regular CD; as a matter of fact, it's better than "my" analog rig, although it may not be better than yours. You will have to try down loading and then play it back through your DAC to find out when you compare it to analog.
Enjoy the music.