Audio Debt?

I never have, but you could make a good case for it. If someone will hold onto the equipment for 3-5 years, why not pay for it over 3-5 years, especially if a low interest rate is available? Lots of folks go into debt over cars and they depreciate just as quicly if not more so.

As I said before, why not finance when it makes sense? What's the difference between financing audio equipment or financing a luxury car when all you need is something much less expensive? The reason I bring this up again is that I remembered that I did finance a system -- my very first!! For $500, I got a very nice JVC receiver and a pair of AR 10 speakers. That was 30 years ago and I still own them (reconed woofers) and my son now listens to the system and loves it! Was it worth it? Absolutely!!!