Am I going insane?

I am not what most of you would call an audiophile, although I do appreciate a nice soundstage. I figured this was a good place to ask my questions. First I want to give you my situation though...

Last year I bought the Sony 40"XBR. I love it. Now it's time to purchase a very modest sound system for HT and 2channel. I don't have ANY equipment yet. I do know that the speakers are the first, most important piece to aquire.

So, I was at a dealer last week. I was listening to the B&W CDM NT1 series in both 5.1 and 2 channel. The sound was clear and I was pretty impressed. This is the B&W series (at least retail) that is in my price range.
Then, the fella helping me switched to the Boston Acoustics VR-M60s, with the matching center and surrounds. I thought that the BAs sounded better...much better...more free, less boxy. Both sets were being played from a Yamaha reciever (not hifi to be sure, but I can't afford good components yet). AM I NUTS? Would seperates make this setup sound better? The room was setup nicely, at least as far as my limited experience can tell.

Since then I have listened to a PSB setup, but wasn't as impressed. I also teased myself with a BEAUFIFUL Sonus Faber setup that I might be albe to afford in about 1000 years. I am looking for other options, but am limited by around a $2000 budget for speakers. If I can get something used that is higher quality (but able to be pushed from a reciever for a while), I certainly will go that way. I read similar posts as this regarding Thiel 1.5s. I am searching for a place to hear these.

I have decided to go with the Velodyne SPL800 or SPL1000 sub, as I really liked how it dissapeared in the B&W and BA setups.

Please help a really green newbie who is trying to get some bang for bucks.

Thanks,
Z