advice before my head explodes...

I've been trying to upgrade my system for awhile now, but got distracted by other purchase decisions.... but that's another story. To give some background, I researched TV's for 2 years, after spending $3000 I realized I bought the wrong one a couple of months ago. I don't want to repeat that.

I currently have a Yamaha RXV-995 receiver and I'm using a Panasonic RP-56 DVD player for CD's. YES, I KNOW. Also, if you must know I'm using some hand-me-down Cerwin Vega D-5 speakers. So I'm in pretty bad shape as far this population is concerned I'm sure.

About 6 months ago, I nearly purchased Paradigm Studio 60's and Studio center. Then I lost out on a good deal on some Paradigm Active 40's and Active center.

Whatever speakers I buy, they will also be used for HT so the center and surrounds is important. But music performance is probably a little more important to me.

I've looked at a number of speakers but due to differnt stores with differnt rooms and different electronics... I have not reached many conclusions. My expected expenditure increased also. I hate to put a figure on it because VALUE is the most important factor to me, but let's say $3000 for mains, center, and either sub, surrounds, amp or cd player.

Any idea what I should upgrade first?